Offer
credit without
building it.
Foneloan is the credit infrastructure that handles everything behind the loan, while working on top of what you already run.
Trusted By
One platform connecting
merchants, customers and banks
Years of relations,
working as a loan book.
Launch a live, revenue-generating lending portfolio inside your own mobile banking app, with the infrastructure, risk and compliance handled for you.
Digital lending for banksBring tomorrow's
conversion today.
Embed pay-later in the checkout you already run, and lift conversion without taking on any credit risk.
Coming soon: Foneloan Biz
A credit line you already,
have.
Your approval waits in your mobile banking app, and pay-later is available at checkout. No branch visit, no paperwork.
See how it worksSolving credit by
bringing together
what already exists
Already have a pool of customers they can confidently lend to.
But
They find small loans too costly to underwrite.
Already accept digital payments, and many run their own checkout.
But
They lose shoppers when they postpone purchases they cannot pay for in full.
Already have digital banking and make digital payments.
But
They still need a branch visit and paperwork to borrow funds.
Foneloan closes
the gap
We bring credit into the apps, platforms and journeys people already use in a way that does not require anyone to build anything new, while customers take the journey they're already familiar with.
Proven at scale over six years
600,000+
loans distributed
NPR 20Bn+
in loan value disbursed
~2.38%
non-performing loan rate
(vs +5.89% Banking sector average NPL)
Bring credit into the journeys you already own
Drop our business team a message and we'll work with you on bringing Foneloan to your platform.