Borrow and
pay later, right
inside your
mobile
banking app
For people who bank on their phone, Foneloan brings personal loans into your mobile banking app, and Pay Later to your checkout. No branch visit, no paper application.
What is
Foneloan?
Small, short-term needs are common, but formal credit rarely serves them. Foneloan brings credit into the mobile banking app you already use, so getting a loan takes a few taps, without the paperwork or branch visits.
Works within the apps you're familiar with
No separate app, no separate login.
Instantly available
If you’re eligible, your offer is already waiting. It’s pre-approved, and you apply in a few taps.
Checkout journeys your customers can take
Online platforms and marketplaces
Customers choose Pay Later at checkout and confirm in their mobile banking app. They repay in installments, with no separate application.
In store
Customers pay at the point of payment with their approved limit and repay in monthly installments, with no separate application.
Coming soon
Availability
Partner banks
Payday loans available at the following partner banks:
BNPL merchants
Please select a bank.
Don't see your favorite merchant or bank here?
Tell us who you'd like to see.
Your Foneloan, explained.
01