Turn
tomorrow's
purchases into
today's sales.
Foneloan removes the friction at the moment of purchase with the Pay-Later infrastructure. Embedded into your journey, instant financing, and zero paperwork.
When customers can’t pay in full, the sale slips away.
Mobile banking and QR payments are everywhere in Nepal, yet shoppers still put off purchases they can’t pay for in full.
Foneloan makes financing instant at the moment of purchase for your customers, turning window shoppers into conversions today.
01
Recovered sales
Customers who would have postponed a purchase can buy today and pay later.
02
Bigger baskets
Credit is offered at the moment of purchase, so more browsers become buyers and affordability becomes less of a limit.
03
Plugs into your journey
Foneloan fits your existing checkout and payment flow. No additional app or infrastructure needed.
04
Zero credit risk
Credit enabled purchases without taking on any of the customer credit risk.
Trusted By
Designed around the journey you already run
01
Integrates with your checkout
Foneloan embeds credit into the checkout and payment flow you already run, online or in store.
02
Appears where customers hesitate
Pay later shows up at the moment of purchase, when an upfront cost would otherwise stop the sale.
03
Approves in seconds
The customer’s limit is already approved, so there’s no new application and no wait at checkout.
04
Offer credit without taking the risk
Credit risk stays off your books. You receive payment at an agreed merchant discount rate.
Checkout journeys your customers can take
Online platforms and marketplaces
Customers choose Pay Later at checkout and confirm in their mobile banking app. They repay in installments, with no separate application.
In store
Customers pay at the point of payment with their approved limit and repay in monthly installments, with no separate application.
Coming soon
Proven at scale over six years
600,000+
loans distributed
NPR 20Bn+
in loan value disbursed
Bring credit into your checkout journey.
Drop our business team a message and we'll work with you on bringing Foneloan to your platform.